Welcome to Quik Quote ("we," "our," or "us"). By accessing or using our services, including our website, phone support, and in-person consultations, you agree to the following terms and conditions. Please read them carefully.

1. Services Provided
We provide insurance-related services, including but not limited to quotes, policy information, claims assistance, and general insurance guidance. All services are subject to availability and eligibility.

2. Accuracy of Information
While we strive to provide accurate and up-to-date information, we cannot guarantee the completeness or accuracy of all content on our website or communicated through our representatives. You are responsible for verifying any policy details before making decisions based on them.

3. Quotes and Coverage
Quotes provided are estimates and not a guarantee of coverage or final premium. Final coverage decisions are subject to underwriting, eligibility, and approval by the insurance carrier.

4. Call and Response Times We aim to respond to inquiries as promptly as possible during normal business hours. However, call wait times and email response times may vary depending on call volume, staffing, and the nature of your request.

5. Third-Party Links Our website may contain links to third-party websites for your convenience. We are not responsible for the content, terms, or privacy practices of those third-party sites.

6. Privacy Your personal information is handled in accordance with our [Privacy Policy]. By using our services, you consent to our data practices.

7. Limitation of Liability
We are not liable for any indirect, incidental, or consequential damages arising from the use of our services. This includes any delay in communication, loss of data, or errors in policy information.

8. Changes to Terms
We reserve the right to update these Terms and Conditions at any time. Continued use of our services after such updates constitutes your acceptance of the new terms. If you have any questions regarding these Terms and Conditions, please contact us at: 203-295-7554